A trusted financial partner guiding you toward sustainable growth and financial independence.
Turn Real Estate into Reliable, Long-Term Passive Income
Book ConsultationReal estate remains one of the most trusted and rewarding investment avenues in India — but without the right planning, it can also become a financial burden. At Wealth & Beyond, we help you transform your property investments into consistent, tax-efficient income sources through strategic planning and professional guidance.
Led by CA Jyotika Nalavade, our team leverages over 15 years of experience in taxation, investment, and asset management to help individuals, families, and business owners make informed property decisions. From buying your first rental flat to managing multiple assets, we create a strategy that fits your income goals, lifestyle, and long-term vision.
Owning property is one thing — generating income from it is another. Many investors in India buy real estate without a clear plan for returns, tax management, or diversification. A well-designed rental income plan ensures your property doesn't just appreciate in value but also delivers steady, predictable monthly income.
At Wealth & Beyond, we help you:
Strategic analysis of locations and property types for maximum rental returns.
Structured rental income planning for predictable monthly returns.
Tax-efficient ownership through individual, HUF, or LLP structures.
Seamless integration of real estate with your broader investment strategy.
Our goal is simple — help your property work for you, not the other way around.
Apartments, independent houses for stable rental income and long-term appreciation.
Office spaces, retail shops with higher rental yields and longer lease terms.
Warehouses, industrial spaces for specialized rental income opportunities.
30% standard deduction from net annual value for repairs and maintenance.
Deduction up to ₹2 lakhs on home loan interest under Section 24.
Full deduction for municipal taxes paid during the financial year.
Deduction up to ₹1.5 lakhs on principal repayment under Section 80C.
Predictable monthly rental income for financial stability
Long-term property value growth alongside rental income
Rental income typically increases with inflation over time
Reduces dependency on stock market and other investments
We begin by analyzing your existing property portfolio, market conditions, and income requirements. Based on your profile, we build a personalized real estate and rental income strategy that balances appreciation, liquidity, and risk.
Comprehensive review of your current property holdings and financial goals.
Analysis of location potential, rental yields, and market trends.
Create personalized property investment and rental income plan.
Execute the strategy with ongoing monitoring and optimization.
Our team evaluates location potential, rental yield, and taxation implications before recommending any investment. We also guide clients on lease structuring, property financing, and tax planning — ensuring your real estate investments are legally compliant and financially optimized.
With regular reviews and professional management advice, we help you maintain sustainable rental income streams while maximizing your overall portfolio performance.
Simple structure suitable for single properties and lower tax brackets.
Separate tax entity for better tax efficiency and family wealth planning.
Ideal for multiple properties with liability protection and tax benefits.
Our property and rental income planning services are designed for clients across India — especially in key real estate markets like Mumbai, Pune, Bangalore, and Delhi. We work with:
Seeking stable, passive rental income to supplement monthly earnings.
Investing in Indian real estate for long-term returns and financial security.
Diversifying business profits into property assets for wealth preservation.
Planning to create generational wealth through strategic real estate investments.
Whether you're looking to invest in your first property or manage an existing portfolio, we help you make informed, profitable, and secure decisions.
At Wealth & Beyond, we believe that property investments should bring you financial freedom — not financial stress. With our strategic guidance, you can create dependable rental income, minimize taxes, and grow your assets steadily over time.
The key is location, tenant management, and tax efficiency. By selecting the right property type and structuring rent agreements strategically, you can achieve predictable monthly returns. We guide you through all these steps to ensure your property delivers stable income.
Yes, rental income is taxable under "Income from House Property." However, you can claim deductions for municipal taxes, standard 30% repairs, and home loan interest. Our tax planning expertise ensures you minimize liabilities and retain more of your income legally.
That depends on your income level, tax bracket, and long-term goals. In some cases, owning property under HUF or LLP can offer better tax efficiency and asset protection. We analyze your complete financial profile before suggesting the most suitable structure.
Absolutely. Rental income is one of the most reliable passive income streams for retirees. With proper property diversification and maintenance planning, it can supplement your pension and provide long-term financial stability.
A trusted financial partner guiding you toward sustainable growth and financial independence.
This website is for informational purposes only and complies with ICAI guidelines. Client confidentiality is strictly maintained.