A trusted financial partner guiding you toward sustainable growth and financial independence.
Smart, Legal, and Effective Tax Planning for Professionals and Businesses Across India
Book ConsultationTax planning isn't just about saving money once a year — it's about structuring your finances so your money grows efficiently, year after year. At Wealth & Beyond, we help individuals, salaried professionals, and business owners across India create personalized tax strategies that minimize liability while maximizing long-term returns.
With over 15 years of expertise, CA Jyotika Nalavade and her team combine deep knowledge of Indian tax laws with practical financial insights. We don't rely on short-term tricks or risky loopholes. Instead, we focus on compliance-driven, sustainable tax optimization — helping you save smarter, invest wiser, and plan ahead with complete peace of mind.
Most people treat tax filing as a last-minute chore, missing legitimate opportunities to save thousands every year. A well-structured tax plan ensures your income, investments, and expenses are aligned with the Income Tax Act — not working against it.
Whether you're paying high TDS, running a growing business, or managing multiple income sources, we help you:
We analyze your financial situation to find all applicable tax-saving opportunities under current tax laws.
Strategic allocation in ELSS, NPS, PPF, and other tax-saving instruments based on your financial goals.
We help structure your salary, capital gains, and business income for minimum tax liability.
Our approach ensures your wealth grows efficiently for both short-term relief and long-term growth.
Our approach isn't generic — every strategy is based on your personal income profile, goals, and risk tolerance.
At Wealth & Beyond, we begin with a detailed financial analysis to understand your income streams, investment habits, and future plans. Using that data, we build a tailored tax strategy that integrates seamlessly with your existing financial goals.
Comprehensive review of your income sources, investments, expenses, and financial goals.
Creating a personalized tax optimization plan aligned with your financial objectives.
Guiding you through the execution of the tax strategy with clear, actionable steps.
Regular monitoring and adjustments to adapt to changing tax laws and your financial situation.
We also guide clients on advance tax calculation, income diversification, HUF structuring, and tax-efficient investment options — all while ensuring full compliance with ICAI and Income Tax Department regulations.
With proactive reviews and timely updates, we help you stay ahead of policy changes, prevent surprises during filing season, and protect your wealth from unnecessary tax outflows.
We serve clients across India, including major business hubs like Mumbai, Pune, Bangalore, and Delhi. Our tax planning services are ideal for:
Maximize your take-home pay through strategic tax planning and investment optimization.
Manage variable income efficiently with structured, compliant tax optimization strategies.
Implement comprehensive tax planning solutions that support business growth and compliance.
Efficient management of passive income sources with tax-efficient withdrawal strategies.
Our mission is simple — help you pay only what's fair, invest strategically, and grow wealth confidently. With Wealth & Beyond, your finances stay organized, optimized, and future-ready.
While online tools can help with basic filings, they rarely account for complex income sources, new deductions, or changing tax laws. A qualified CA can identify hidden savings opportunities and structure your finances for maximum tax efficiency — something generic calculators can't do.
Tax planning is 100% legal — it uses the provisions of the Income Tax Act to minimize liability through smart investments and deductions. Tax evasion, on the other hand, involves concealing income or falsifying records, which is illegal and punishable. At Wealth & Beyond, we only follow ethical, compliant strategies.
Yes. We specialize in tax planning for multiple income types — salary, business, capital gains, and rental income. Each stream is analyzed to ensure overall tax efficiency, without overlap or missed deductions.
Ideally once a year, or whenever your income or investments change significantly. Regular reviews ensure you stay aligned with evolving tax rules and continue to benefit from the most effective deductions and exemptions available.
A trusted financial partner guiding you toward sustainable growth and financial independence.
This website is for informational purposes only and complies with ICAI guidelines. Client confidentiality is strictly maintained.